I have Katydid covered by Healthy Paws insurance.   Many suggest establishing your own fund by regularly putting money into a savings account.   Unfortunately I don't have that kind of discipline!  I invest in health insurance because I never want affordability to be the deciding factor on any treatment Katydid may need.   I chose Healthy Paws based on the premium cost,  the deductible, the scope of coverage/exclusions and the lack of a per incident/annual/ lifetime cap on benefits.

https://www.fox28spokane.com/pet-health-insurance-for-your-new-puppy/?fbclid=IwAR3XCXmwXodj471XXNGFMx58spOWc6-AP37IhrWNTpHLzv08ZjAwocotE3Y